0% Processing Fee Solution

Offset Up To 100% Of Credit Card Processing Fees

Keep more of every card transaction and stop losing profit to processing fees.

Restaurant and Retail Credit Card Terminal

How It Works

How Dual Pricing Works

Dual pricing is a compliant checkout method that gives customers a clear choice between paying by card or paying a lower cash price. Here’s how it works in practice.

Step 1

Two Prices Displayed

Your smart POS terminal shows both a card price and a discounted cash price at checkout. The difference reflects the cost of accepting cards, disclosed up front.

Step 2

Customer Chooses

Customers pay by card as usual, or choose cash to receive an instant discount. The choice is theirs, and both options are clearly labeled.

Step 3

Fees Are Offset

When a customer pays by card, the card-price adjustment helps offset the processing fee for that transaction. Eligibility and program terms apply.

Who Dual Pricing Is For

Dual pricing tends to work well for businesses where a meaningful share of customers pay by card — including retail stores, restaurants, salons, convenience stores, and service businesses. A MerchantCPR advisor can review your volume and business type to help determine whether the program fits.

Important Considerations

Dual pricing and cash discounting are permitted under federal law, but program eligibility, structure, and applicable terms vary by business and location. Proper signage and terminal configuration are required. We handle setup so your program is presented correctly at checkout.

Transparent Pricing

What the Program Eliminates

Clear, straightforward processing — no hidden markup fees, monthly account charges, or surprise statement costs for eligible businesses.

$0 Processing Fees

Card processing fees offset through compliant dual pricing at checkout, so more of your settlement stays with you.

$0 Statement Fees

No monthly account maintenance, reporting, or portal accessibility fees.

$0 Batch Header Fees

Close out your register daily without batch settlement or transaction penalties.

No Contract Commitments

Freedom and flexibility with transparent month-to-month service terms.

Fee Recovery Tool

See What Processing Fees May Be Costing You

Credit card processing fees are typically a percentage of each transaction. Adjust your estimated monthly card volume to see how much those fees can add up to — and what could be offset through compliant Dual Pricing.

Monthly credit card volume$25,000

$3k$100k$200k+

Without MerchantCPR

$875

Lost to fees every month

With MerchantCPR

Processing fees offset

Your Annual Savings

$10,500

Potential Net Profit Recovery

*Illustrative estimate based on a standard 3.5% average interchange & processor markup. Actual fees and savings vary by business profile, card mix, and program terms.

Is Dual Pricing Right For Your Business?

If most of your customers pay with credit or debit cards and processing fees are cutting into your margins, a MerchantCPR advisor can review your volume and business type to see whether the program fits — with clear terms and no obligation.

A brief, no-obligation review with a real MerchantCPR advisor — no pressure and no hidden fees.